Table says Insurance pays 2 to 1 but insurance only pays 1 to 1. Example: Suppose the player does not have a blackjack, the dealer has an ace showing, the player buys insurance, and the dealer does have blackjack. What should happen is the dealer takes the player's game wager and the dealer pays 2 : 1 odds on the insurance side bet. Since the insurance-side bet is one half the value of the game wager the return should be -1 + .5 * 2 = 0. What happens is the return is -1 + .5 * 1 = -.5. Please fix the problem.