New Insurance Agent crew member. Would not help on normal repairs, but would help reduce the cost of gems to replace lost parts and might possibly allow you to get a replacement for parts that ran out of durability. This might allow people to work on their design more and reduce their fear of loss from losing multiple parts due to the reliance on a single weak part in their ship design blowing up. Obviously their effectiveness maximum can't reach 100%, Maybe 85%? Remember most of the time on a ship they would do nothing, taking up space merely acting as a backup plan.